Migrating from Vault22
There are 2 ways to bring your Vault22 data into FinWise:
• Automatic import: sign in to Vault22 from FinWise and your profile is copied across. This brings the most data, including split lines.
• CSV file: export your transactions from Vault22, then import the file on the web.
Automatic import from Vault22
FinWise signs in to Vault22 with your login and copies your data across. It brings:
• Accounts, balances and holdings
• Transactions, including the split lines of split transactions
• Categories, tags and merchants
• Budgets and attachments
Start the automatic import
During sign-up: choose Vault22 on the "Coming from Vault22?" step.
On the web: open the menu on the Accounts page and choose "Import from Vault22". You can also open the menu on the Transactions page, choose "Import Transactions", then choose "Vault22".
On iOS and Android: open the menu on the Accounts screen and choose "Import from Vault22".
Sign in to Vault22
Enter your Vault22 email and password. If Vault22 asks for a code, enter the 6-digit code from your authenticator app.
The import can take a few minutes. FinWise uses your password only to sign in to Vault22 and does not store it.
Connect your banks after the import
The import is a snapshot, so imported accounts do not update by themselves. Connect each bank so your accounts sync.
After an import from the Accounts or Transactions page, choose "Connect your banks". After an import during sign-up, you start your trial first, then connect your banks. To come back to this later, choose "Connect Vault22 banks" in the Accounts menu.
Split transactions in the automatic import
Split transactions come across with their split lines, each with its own description, amount, category and notes. If FinWise can't read every line of a split, it imports that transaction as one unsplit amount.
Run the automatic import again
Choose "Import again from Vault22" in the menu on the "Connect your banks" screen. FinWise skips anything already imported. Accounts you deleted come back.
Import a CSV file instead
CSV import is on the web only and takes about 10-15 minutes. It brings your transactions, and their categories and tags if you map those columns.
A Vault22 CSV has the parent transaction for a split, not its split lines. To keep split lines, use the automatic import.
If you prefer to watch a video walkthrough of the import, watch the tutorial here.
CSV step 1: Connect your account (optional)
If you'd like your data to automatically sync going forward, start by connecting your bank account to FinWise.
Go to the Accounts page and click "New Account". Type in the name of your bank or institution and select it from the list. You will be connected through one of our 3 secure data providers and prompted to enter your account details.
It may take a few minutes to pull your recent data (usually 1-3 months) from the institution. Once connected, new transactions will sync automatically.
CSV step 2: Export your data from Vault22
Next, download a CSV export of your transactions from Vault22.
In Vault22, go to the Transactions page and click the "Export" button in the top right corner. Make sure you have cleared any date filters so that you export your full transaction history.
CSV step 3: Start the import in FinWise
In FinWise, go to the Transactions page, open the menu in the top right corner and click "Import Transactions". Then choose "CSV file".
Select the CSV file you just downloaded from Vault22. Your CSV may contain data from multiple accounts – that's fine! Click Continue to proceed.
Single or Multiple Accounts
If your CSV contains transactions from multiple accounts (which Vault22 exports typically do), select "Multiple accounts". Otherwise, select "Single account".
CSV step 4: Map your CSV columns
You'll see a preview of your CSV data in FinWise. Now you need to tell FinWise what each column represents.
The required columns are: Account Name, Description, Date, and Amount. Vault22 files also have a Type column with debit/credit — map that to "Debit or Credit" so expenses do not import as income. Do not turn on "Use Debits and Credits"; that option is for two separate amount columns, not a Type column.
You can also optionally map columns for Categories and Tags if you want to preserve those from Vault22.
Click on each column header to assign it to the correct field. Recent FinWise versions detect a Vault22 CSV and map these for you.
CSV step 5: Match accounts
After mapping your columns, you'll be prompted to match the accounts from your CSV to your FinWise accounts.
If you connected your bank in CSV step 1, make sure to match the CSV account to your connected FinWise account. This ensures transactions aren't duplicated.
You can also check the Options menu if your CSV has an unusual format that needs special handling.
CSV step 6: Complete the import
Click Import to start the process. Depending on how much data you have, this may take a few minutes. Do not close this window while the import is in progress.
If you didn't map a Categories column, FinWise will automatically use AI to categorize your imported transactions.
CSV step 7: Review your data
Once the import is complete, close the window to see your newly imported transactions. Transactions with a blue dot are marked as unreviewed – you can click through them to verify they're correct.
From the transaction list, you can:
• Reassign categories by clicking the category badge
• Click on any row to open the full transaction details
• Upload attachments like receipts
• Mark transactions as recurring
• Add notes to remember context about a transaction
• Add tags to make transactions easier to search and filter
After your CSV import
Your Vault22 transactions are now in FinWise. Take some time to explore them and set up any categories or budgets you need.
If you have any questions or feedback about the import process, contact our support team.