Personal finances,
simplified.

FinWise brings budgeting, net worth tracking, insights and financial planning into one simple, private app on web, iOS and Android.

Our goal is to make managing your personal finances as easy, simple and enjoyable as possible.

14 days free, then $8.99 a month. A payment method is needed to start. Cancel anytime.

Download on the App StoreGet it on Google Play
FinWise on a laptop and a phone, showing net worth and budget
As seen on

Budget from payday to payday.

Start your month on the day you're paid, and roll over what you don't spend.

A FinWise budget, with some categories over budget and some under

See where your money went.

FinWise uses AI to sort your transactions into categories. Tap one to change it.

A month of spending in FinWise, broken down by category

Track your net worth.

Bank accounts, cards and investments in one place, in any currency, with your net worth over time.

A net worth chart in FinWise, over the past year

All the features you'd expect.

  • Budgeting
  • Net worth tracking
  • Multi-currency
  • Spending trends
  • Interactive charts
  • Forecasting
  • CSV import
  • CSV export
  • Transaction splitting
  • Custom categories
  • Tags
  • Receipts and attachments
  • Search and filters
  • Bulk editing
  • AI categories
  • Recurring transactions
  • Investments and holdings

Coming soon

  • Subscription and bill detection
  • Alerts and notifications
  • Household budgeting
  • Zero-based budgeting
  • Automatic car values
  • Automatic home values
  • Scenarios and simulations

See all features

Take control of your finances.

Our goal with FinWise is to give you the most useful and insightful information and tools, in the most simple, enjoyable and easy to use way, to help you achieve your financial goals, whether that be budgeting, paying off debt, saving money, DIY financial planning, financial freedom or retirement.

Budgeting
Set a budget for each category and see what's left.
Paying off debt
See your credit cards and loans next to your other accounts.
Saving money
Compare your income and spending each month.
DIY financial planning
On the web, build a plan and see your net worth projected year by year.
Financial freedom
See your projected net worth at each age.
Retirement
Change the year you stop working and the projection updates.

One plan, with everything.

$8.99a month
  • Budgets
  • Net worth tracking
  • Bank connections
  • Spending analysis
  • Web, iOS and Android

14 days free. A payment method is needed to start. Cancel anytime.

In South Africa, FinWise costs R79.99 a month or R799.99 a year.

Before you start.

Bank connections are read-only.

FinWise never sees or stores your bank login details, and it can't move your money.

FinWise doesn't sell your personal information.

Subscriptions pay for FinWise, and the app shows no ads.

You can cancel during the trial.

A payment method is needed to start. Cancel before the 14 days end and you won't be charged.

FinWise was founded in Cape Town by two South Africans. Read more about FinWise. You can also import your Vault22 history.

Questions people ask.

You can also email [email protected] or use the chat.