See why FinWise is the best YNAB alternative

Looking for an alternative to YNAB, and want to see why FinWise is better? People switch to FinWise because it's easier to use, FinWise has more features and functionality, and it's cheaper.

FinWise	YNAB
Simple and easy to use FinWise is designed to be simple and easy to use. The UI is well designed, intuitive and snappy.	YNAB has a steep learning curve and is difficult and cumbersome to use, with a confusing UI.
Flexible, customizable budgeting FinWise lets you choose how you want to budget. Use either the default expense tracker mode, or switch to envelop and zero budgeting mode.	YNAB only supports the very rigid zero budgeting mode.
Multi currency FinWise supports 100+ currencies worldwide, and does automatic conversion into your base currency of your accounts and transactions.	YNAB does not support muli currency, unless you use 3rd party plugins.
Collaborative budgeting FinWise makes it easy to budget and manage your money collaboratively with your partner or family.	YNAB has no ability to collaborate or share budgets with your partner or family.
Extremely accurate auto-categorization FinWise has an extremely accurate and reliable transaction auto-categorization engine which learns and improves as you use it, powered by AI and machine learning.	YNAB does not support auto-categorization, so you have to manually set categories for each transaction.
Comprehensive trends and analysis FinWise makes it easy to monitor spending trends with a very comprehensive trends and analysis tool, allowing you to get deep insights into your finances.	YNAB has a very basic spending and net-worth report.
FinWise is affordable FinWise is more affordable than YNAB, charging less than 40% of what YNAB charges.	YNAB is more expensive than FinWise.

See why people are switching to FinWise

Paul K.

Excellent interface, super easy to use. By far the best money management and planning app I've used.

March 17, 2024

Sean P.

I've been looking for exactly the tool you are creating, so very excited for it! FinWise is much better than any other app.

Looking forward to using the collaborative budgeting you're building with my wife.

February 11, 2024

Matt C.

FinWise is the most beautiful money management tool, and I've tried them all. You guys have my vote!

March 20, 2024

Stephen T.

FinWise is simple, and it just works. Way easier to use than Mint or Monarch. I was all set up in a few minutes!

The UI is excellent, and the team is very responsive and always happy to help.

And the bonus, its cheaper than Monarch!

February 4, 2024

Mike A.

Way cheaper than Monarch and CoPilot and much better for budgeting and trends.

December 24, 2023

Andrew G.

FinWise is so intuitive and powerful. No-brainer sub IMO.

November 12, 2023

Tom R.

I've tried all the budgeting apps, and FinWise is for sure my winner.

It's much nicer to use than the others, its snappy, intuitive and Jason and the team are extremely helpful.

October 1, 2023

Sarah P.

Yeah, I love FinWise! How have I not heard of you guys before?

I've moved over now from Monarch, really love what you are building!

October 5, 2023