FinWise vs Monarch Money

See how FinWise compares with Monarch

See what our customers say about FinWise vs Monarch Money, and why they prefer FinWise.
FinWise
Monarch

Beautiful, intuitive design

FinWise has a clean, modern interface designed to be intuitive, easy to use but still powerful.

Monarch has a clunky and dated design, which can be difficult and slow to use.

Extremely accurate auto-categorization

FinWise has an extremely accurate and reliable transaction auto-categorization engine which learns and improves as you use it.

Monarch's auto-categorization makes lots of mistakes and often needs to be re-categorized manually.

Multi currency

FinWise supports 100+ currencies worldwide, and you can link accounts from all over the world.

Monarch only supports USD, and has limited CAD support.

Comprehensive trends and analysis

FinWise makes it easy to monitor spending trends with a very comprehensive trends and analysis tool, allowing you to get deep insights into your finances.

Monarch has a very basic trends and sankey report.

FinWise is affordable

FinWise is more affordable than Monarch, charging less than 40% of what Monarch charges.

Monarch is more expensive than FinWise.

See what people say about FinWise

Paul K.
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Excellent interface, super easy to use. By far the best money management and planning app I've used.
March 17, 2024
Sean P.
I've been looking for exactly the tool you are creating, so very excited for it! FinWise is much better than any other app.

Looking forward to using the collaborative budgeting you're building with my wife.
February 11, 2024
Matt C.
FinWise is the most beautiful money management tool, and I've tried them all. You guys have my vote!
March 20, 2024
Stephen T.
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FinWise is simple, and it just works. Way easier to use than Mint or Monarch. I was all set up in a few minutes!

The UI is excellent, and the team is very responsive and always happy to help.
February 4, 2024
Mike A.
Cleaner and more affordable than Monarch and CoPilot, and much better for budgeting and trends.
December 24, 2023
Andrew G.
FinWise is so intuitive and powerful. No-brainer sub IMO.
November 12, 2023
Tom R.
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I've tried all the budgeting apps, and FinWise is for sure my winner.

It's much nicer to use than the others, its snappy, intuitive and Jason and the team are extremely helpful.
October 1, 2023
Sarah P.
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Yeah, I love FinWise! How have I not heard of you guys before?

I've moved over now from Monarch, really love what you are building!
October 5, 2023
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