Money tips for South Africans

A 60-second score out of 100, compared with published South African savings, debt, and retirement figures. Why the quiz will not invent a percentile, and a worked example that scores 67/100.

A 50/50 rent split feels equal until the incomes are not. See a South African example in rands, what each person has left, and a free calculator you can send to your partner.

The price on the tag is not the cost of saying yes. See a South African example in rands, why a repayment that fits can still be expensive, and a free calculator for your own quote.

Once your AI is connected to FinWise, you can ask what you spent, how the budget is tracking, whether a debit order landed, and what your net worth is. Practical questions, in plain language.

The debit order is not the cost of the car. See a South African example in rands, why 72 months hides interest, and a free calculator for your own quote.

A practical South African guide to putting extra money into your bond or investing it. Compare the after-fee return with your bond rate, then run your own rands in the free calculator.

Your first R1 million is less about a huge salary and more about what you invest and how long it compounds. See illustrative timelines in rands, March 2026 TFSA limits, and a free calculator.

Bank fees, grocery rewards, prepaid electricity, fuel points, car insurance and old cell contracts. Here are seven practical ways South Africans can keep more money every month.

Repo moved to 7.25% and prime to 10.75%. See illustrative bond bumps, what else reprices, why fuel and inflation matter, and a free calculator for your own balance.

Is R40,000 a good salary in Pretoria? A clear solo month in rands: rent, car, groceries, tax context, and what is left to save. Then run your own numbers in FinWise.

Is R50,000 a good salary in Cape Town? A clear solo month in rands: rent, essentials, lifestyle, and what is left to save. Then run your own numbers in FinWise.

An ETF is one investment that can hold a whole basket of companies. In South Africa many can sit inside a TFSA. Simple terms, TFSA limits, then see your own money in FinWise.

A practical South Africa guide to debt restructuring and debt counselling context: what it solves, how to approach lenders calmly, and when to use a payoff calculator. Not legal advice.

Welcome to the FinWise blog: South Africa-first guides on budgeting, debt, salaries, and investing, plus free calculators when you want numbers.