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Budgeting Net Worth Accounts Transactions Subscriptions & Bills Trends & Analysis Planning & Forecasts Developer API

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Welcome, Vault22 users · 14-day free trial

Vault22

FinWise

Leaving Vault22? Move to FinWise without starting over.

Q: What happens after the 14-day free trial?

After the trial: R79.99/mo in SA. Cancel anytime. You will not be charged if you cancel before the trial ends.

Q: Which South African banks does FinWise support?

FinWise links SA banks through multiple data providers, including Capitec, FNB, Standard Bank, Nedbank, Absa, Investec, Discovery Bank, and major SA investment platforms. International accounts can sync too. See the South Africa bank coverage page for notes.

Q: Is FinWise a good 22seven or Vault22 alternative?

Yes for South Africans who want automatic Vault22 profile import, SA and international bank sync, multi-currency, and an independent app that does not sell investment products in-app. FinWise is R79.99/mo in SA after a 14-day free trial.

Q: Can I import my Vault22 history automatically?

Yes. FinWise has a built-in Vault22 importer: choose Import → Vault22, sign in with your Vault22 email and password, and we pull across your entire profile (accounts, transactions, categories, budgets, and more) for a seamless switch.

Q: Will I lose years of data if I leave Vault22?

That is the main fear, and the reason this page exists. Start a trial, run the automatic Vault22 import to bring your full profile across, then connect your banks for ongoing sync. You should not have to start over.

Q: Do you sell my data? Are you FinWise Bancorp?

No. FinWise is a paid personal-finance product run by an independent team. We never sell your data or sell you products. We are not FinWise Bancorp.

Q: What if I get stuck importing or connecting a bank?

Email us at support@finwiseapp.io and we will help with Vault22 import issues or bank-connect failures. You can also chat with us in-app or on the site.

Automatic Vault22 import of your full profile, SA and international bank sync, and a 14-day free trial while you are deciding.

Start 14-day free trial

After the trial: R79.99/mo in SA. Cancel anytime. We never sell your data or sell you products.

How is FinWise different?

A fair look at where FinWise tends to fit switchers, and where Vault22 still makes sense for some people.

FinWise

Modern, intuitive design

Clean interface that is easy day-to-day, without giving up power.

Vault22

Familiar legacy layout

A layout long-time 22seven users know; newer switchers often want something fresher.

FinWise

Product agnostic

Independent app that does not sell you financial products, so guidance stays focused on your money.

Vault22

Sells products

Vault22 sits in a wider product ecosystem, so recommendations can include products they offer.

FinWise

Fully multi-currency

Fully multi-currency, with bank syncing support in South Africa, the USA, Europe, and Canada.

Vault22

Limited multi-currency

Limited multi-currency support, with focus moving to the UAE.

Full feature comparison: FinWise vs Vault22 →

See FinWise among the best budgeting apps in South Africa →

Ready to try the difference?

After the trial: R79.99/mo in SA. Cancel anytime. We never sell your data or sell you products.

Start 14-day free trial

Move in four steps

Start your 14-day free trial

Create a FinWise account from this page. After the trial: R79.99/mo in SA. Cancel anytime.

Import your full Vault22 profile

In FinWise, choose Import → Vault22 and sign in with your Vault22 credentials. The automatic importer pulls your entire profile (accounts, transactions, categories, budgets, and more) for a seamless transition.

Connect your banks

The import is a snapshot. Link Capitec, FNB, Standard Bank, Nedbank, Absa, and more so new transactions keep syncing, plus overseas accounts if you have them.

Tweak and go

Categories and merchants come across with the import. Adjust merchant rules afterwards if anything needs a nudge.

Frequently asked questions

What happens after the 14-day free trial?

Which South African banks does FinWise support?

Is FinWise a good 22seven or Vault22 alternative?

Can I import my Vault22 history automatically?

Will I lose years of data if I leave Vault22?

Do you sell my data? Are you FinWise Bancorp?

What if I get stuck importing or connecting a bank?

See what people say about FinWise

Paul K.

Excellent interface, super easy to use. By far the best money management and planning app I've used.

March 17, 2026

Sean P.

I've been looking for exactly the tool you are creating, so very excited for it! FinWise is much better than any other app.

Looking forward to using the collaborative budgeting you're building with my wife.

February 11, 2026

Matt C.

FinWise is the most beautiful money management tool, and I've tried them all. You guys have my vote!

March 20, 2026

Andrew G.

FinWise is so intuitive and powerful. No-brainer sub IMO.

November 12, 2025

Tom R.

I've tried all the budgeting apps, and FinWise is for sure my winner.

It's much nicer to use than the others, its snappy, intuitive and Jason and the team are extremely helpful.

October 1, 2025