Tools
Retirement annuity calculator
See how much tax a retirement annuity could save you, what it really costs each month, and what it could grow to.
Your income
Deductible limit a year
R198,000
Tax before
R176,833 a year
Tax after
R163,147 a year
Tax saved
R13,686 a year
What it could grow to
Could grow to, in today's money
R1,395,390
Next step
Want to know if this is enough? See your whole retirement plan.
How this works
- Uses the 2026/27 tax tables for someone under 65 with no other income or deductions, and the SARS Budget 2026 tax guide for the limit.
- An RA is usually locked in until at least age 55, apart from the two-pot savings component.
- Fees are not included.
- A planning tool, not tax or financial advice.
Common questions.
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