Tools

Bond affordability calculator

See how much of a home loan your income could carry, and the home price that goes with it.

Your income
Term
How it adds up
Repayment left for a bond
R18,000 / month
Bond amount
R1,772,999
Your deposit
R150,000
Home price
R1,922,999
TermBond amountHome price
20 yearsR1,772,999R1,922,999
25 yearsR1,870,922R2,020,922
30 yearsR1,928,266R2,078,266
Next step
Found a price that works? See the full cost of this bond.
How this works
  • Uses a common guideline of 30% of gross income for the repayment. Banks also look at your expenses and credit record.
  • The price does not include transfer duty or attorney fees.
  • A planning tool, not a pre-approval or financial advice.
Share this
The link doesn't include your numbers.

Common questions.